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Disclosures & Important Legal Information

This page contains important legal, licensing, and Medicare-related disclosures for Charissa Woody Insurance Agency. Please be advised that coverage is determined by the actual policy and plan documents issued by the insurance carrier.

Medicare & CMS Disclosures

We are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation for insurance.

Plan availability, premiums, and benefits vary by plan and service area. All plans are subject to the terms and conditions outlined in the Summary of Benefits.

For a full list of plans available in your area, please contact Medicare.gov or call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week.

We represent a subset of carriers and may not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.

Our agents and the agency are compensated by insurance companies based on the enrollment in specific insurance products.

Arkansas Disclosures

Charissa Woody Insurance Agency is licensed for life, health, and accident insurance sales in the state of Arkansas.

For questions or complaints, the Arkansas Insurance Department can be reached via their website or public consumer hotline.

Arkansas specific Medicare supplement and long-term care disclosure language regarding plan ratings and consumer rights.

Texas Disclosures

Charissa Woody Insurance Agency is licensed to operate and sell insurance products within the state of Texas.

Texas Department of Insurance (TDI) contact information for consumer protection and licensing verification services.

Texas-specific Medicare Advantage and Prescription Drug Plan disclosure notices according to state insurance regulations.

Tennessee Disclosures

Charissa Woody Insurance Agency is a licensed resident agency in the state of Tennessee.

Contact information for the Tennessee Department of Commerce & Insurance (TDCI) regarding agent licensing and consumer assistance.

Tennessee-specific insurance regulatory disclosures for supplemental health and life products.

General Legal Notices

Coverage is subject to individual policy and plan terms. All insurance applications are subject to underwriting approval by the respective carrier.

Receipt of an application does not guarantee coverage. Carriers reserve the right to modify plans and benefits annually.

The information provided on this site is for general education and does not constitute tax or legal advice. Please consult with a qualified professional for specific advice.

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